Credit Underwriting Process

Change is the new constant for the Banking & Financial Services Industry – coupled with newer regulations, increased customer expectations & volatility in global markets.

With the Banking & Financial services having an increased focus on maintain healthy margins and improving end-customer delight to ensure retention, Writer can help you realize tangible & measurable outcomes through our comprehensive Business Process Service Offerings, Process Consulting & cutting edge technology enabled solutions.

Challenges & Opportunities

An increase in adoption of newer business models by the Banking & Financial Services to create a competitive edge, Technology innovation coupled with Business Process outsourcing will be pivotal for the success of these models. In today’s scenario, it is extremely imperative for banks to adopt Outsourcing to curtail costs & increase margins.

Utilize data analytics to better understand customer needs & experience.

Make risk management more strategic to keep pace with regulatory requirements.

Intelics Offerings

At Intelics we can handle and address highly complex requirement for clients across the Financial Services value chain – including retail banking operations, lending/mortgages.

We also provide for a varied set of functional services in finance & accounting, human resources & procurement.

Our service offering not only help companies transform their business processes but also helps them improve their financial performance & create standardization of processes with measurable reduction in costs.

Credit Underwriting Services:

  • Pre-Screening/Sanctions Support
  • Field Investigation
  • Application Processing
  • Underwriting and Credit analysis support
  • Preparation of Credit Appraisal Memo (CAM)
  • Document Management
  • 360 degree dashboard and reports
  • Post Disbursement processing